CATEGORY REFERENCE

Fund Your cb99 Account via Raast

Raast is Pakistan's interbank instant payment system, and we've connected it directly to your cb99 wallet. Deposits clear in seconds, withdrawals route back to your registered bank account...

Instant Bank TransferZero Processing FeeDirect Wallet CreditRaast ID SupportedPKR Transactions

Explore the Lobby Read FAQ

Raast Payments Explained for cb99 Accounts

Raast is operated by the State Bank of Pakistan and connects all major local banks on a single instant-payment rail. When you add funds to cb99 via Raast, the transfer moves directly from your bank account to your cb99 wallet without passing through a third-party processor. Withdrawals follow the same path in reverse — your winnings land in your registered bank account

within the Raast clearing window, which runs around the clock every day of the week in supported regions.

RAAST DEPOSIT FLOW

Three Stages of a Raast Transaction on cb99

Every Raast transaction on cb99 moves through initiation, SBP clearing, and wallet credit. Understanding each stage helps you track your funds and know when to expect confirmation in your account dashboard.

Stage 1

Initiation at Your Bank

Open your bank's mobile app, select Raast transfer, enter your cb99 Raast ID, and confirm the...

Stage 2

SBP Clearing Window

The State Bank Raast switch validates your bank instruction, checks available balance, and routes the credit...

Stage 3

Wallet Credit Confirmation

Once the Raast switch confirms settlement, cb99 credits your wallet and sends an in-app notification. Your...

RAAST ON MOBILE

Complete Raast Transfers from Your Phone

The cb99 mobile experience is built around the way Raast actually works — you initiate the transfer in your bank app, switch back to cb99, and your wallet is already...

One-tap Cashier Access

Push Credit Alerts

Seamless App Switch

PKR Balance Display

RAAST HELP DESK

Get Help with Your Raast Transaction

If a Raast deposit shows as pending longer than expected, or a withdrawal hasn't arrived at your bank, our support team can...

RAAST TRUST SIGNALS

How We Keep Your Raast Funds Secure

We apply multiple verification layers to every Raast transaction processed through cb99, from account-matching checks at initiation to reconciliation against SBP settlement files at close of business each day.

SBP-Rail Connectivity

Our Raast integration connects directly to the State Bank of Pakistan payment switch, meaning transfers are validated against the national interbank registry before any credit reaches your cb99 wallet.

Account Name Matching

Before a Raast deposit is accepted, we cross-check the sending account name against your cb99 KYC record. Mismatched names are held for manual review rather than credited or rejected outright.

Round-the-Clock Reconciliation

cb99 runs automated reconciliation against the Raast settlement file every hour. Any discrepancy between the SBP record and our internal ledger is flagged to our payments team within minutes.

Encrypted Transaction IDs

Every Raast transaction reference stored on cb99 servers is encrypted at rest. If you contact support, agents see only a masked version of the reference until identity is verified.

Withdrawal Verification Step

Raast withdrawals above a set threshold require a one-time PIN confirmation inside the cb99 app before the outbound transfer instruction is sent to the SBP switch, adding a second layer against unauthorised withdrawals.

Dispute Resolution Path

If your bank reports a Raast debit that didn't reach cb99, we open a formal trace with SBP within one business day and share the outcome with you by email once the investigation closes.

RAAST VS ALTERNATIVES

Why Raast Stands Out on cb99

Raast is Pakistan's fastest domestic payment rail for cb99 accounts — here is how it compares to other deposit paths you might consider when funding your wallet.

Clearing Speed

Raast clears through the SBP switch in seconds. JazzCash and Easypaisa wallet transfers are also fast, but Raast connects directly to your bank account without a separate wallet balance to manage.

Transaction Fees

Raast transfers carry no per-transaction fee on the SBP rail. Some other payment methods pass on a small processing charge; with Raast, the amount you send is the amount that lands in your cb99 wallet.

Deposit Ceiling

Raast supports higher per-transaction limits than most mobile-wallet options because it operates on the full interbank network. This suits larger deposit amounts without needing to split across multiple transfers.

Bank Account Reach

Raast is accepted by all SBP-member banks in Pakistan. You don't need a specific mobile wallet — any account at a participating bank can send and receive via the Raast ID registered to your cb99 profile.

Withdrawal Path

Raast withdrawals from cb99 go straight to your bank account. Wallet-based methods require an extra step to move funds from the wallet to your bank, adding time and potentially a small inter-wallet fee.

Identity Verification

Because Raast is tied to your verified bank account, the name-matching step at cb99 is straightforward. This reduces the chance of a deposit being held compared to anonymous wallet top-ups that require additional checks.

Availability

The SBP Raast switch operates continuously, including weekends and public holidays, so you can initiate deposits and withdrawals at any hour without waiting for banking windows used by older IBFT methods.

Six Things That Define cb99 Raast

These are the six defining features of how Raast functions inside the cb99 platform — from the moment you initiate a transfer to the confirmation that...

Raast ID Registration

Link your bank-issued Raast ID to your cb99 profile once during account setup. After that, every deposit and withdrawal uses the same identifier with no need to re-enter bank details each time.

Instant Credit Notification

Our system pushes a wallet-credit alert the moment the SBP switch confirms settlement. You'll know funds have landed before you even switch back to the cb99 lobby screen.

PKR-Native Transactions

All Raast transfers on cb99 are processed in Pakistani Rupees with no currency conversion step. The balance shown in your wallet matches exactly what was debited from your bank account.

Transaction History Export

Download a full Raast transaction history from your cb99 account dashboard. Each entry includes the Raast reference code, timestamp, and credited amount — useful for personal records or dispute resolution.

Reversal Handling

If the SBP switch returns a Raast transfer as unprocessed, cb99 flags it immediately and notifies you by in-app message. No funds are lost — reversed transfers are either re-credited or returned to your bank.

Multi-Bank Compatibility

You can register Raast IDs from more than one bank account on a single cb99 profile, letting you choose which bank to draw from at the time of each deposit without updating your account settings.

Your Raast Payment Questions Answered

Go to the cashier inside your cb99 account, select Raast from the deposit options, and enter the Raast ID linked to your bank account. We verify the name against your KYC record and activate the method for future transactions.

Most Raast deposits clear within ten seconds of your bank submitting the transfer instruction to the SBP switch. During periods of high network load, clearing can take up to two minutes before the credit appears in your wallet.

cb99 sets a minimum Raast deposit of PKR 500. The upper limit follows SBP-set per-transaction ceilings for your bank tier, which your bank can confirm. Larger amounts may need to be split across two transfers if your bank applies its own cap.

Withdrawals via Raast are sent to the Raast ID registered in your cb99 profile. If you want to change the destination bank account, update your Raast ID in account settings and our team will re-verify the new detail before withdrawals proceed.

This usually means the SBP switch accepted the debit but the settlement confirmation was delayed. Contact support with your bank transaction reference and we will trace it against the Raast settlement file, typically resolving within four business hours.

We do not add a processing fee on top of Raast deposits or withdrawals. The SBP Raast rail itself carries no per-transaction charge, so the full amount you transfer arrives in your cb99 wallet without any deduction on our side.

Yes. cb99 lets you register multiple payment methods on one account. You can keep Raast active for bank-direct transfers while also using JazzCash or Easypaisa for smaller top-ups, switching between them in the cashier at any time.